We collect information required to verify your identity, to determine whether or not you qualify for one of our products and to process your account. We collect information that may include without limitation, your name, email address, phone number, zip code, bank statements, credit card statements, your average bank balance, personal and business credit history, tax ID number, social security number, bank account information, payment record, landlord information and if there are any applicable judgments or liens. We may also conduct a site visit to one of your locations to collect information. We may also obtain your credit score from the three credit bureaus.
By providing us the required information as outlined above and in your application, you are granting us and our trusted business partners and service providers access to it. Your information is held securely by OQUITY, as well as our trusted partners and service providers. We may share your basic information (Name, Company Name, Phone, Email Address and Requested Advance Amount) with one of our business partners, affiliates or third parties. In addition, we may use your information as follows:
To improve upon relevant advertising channels and overall website usability, relevancy and experience. We continually strive to improve our website offerings based on the information and feedback we receive from you.
To improve customer service. Your information helps us to more effectively respond to your customer service requests and support needs.
To send periodic newsletters and service promotion emails.
Note: If at any time you would like to unsubscribe from receiving future emails, we will include detailed unsubscribe instructions at the bottom of each email.
In addition, while we do not sell, trade, or otherwise transfer to outside parties your personally identifiable information, this does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or that of others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.
OQUITY takes the security of your information very seriously.
OQUITY, its business partners, affiliates or third parties may contact you to offer you products and services that may be of interest to you. To opt-out of receiving emails, telephone solicitations or other forms of contact from all of the foregoing entities/persons, you must include your full name and business mailing email address. Once we locate your contact information based on the information you provide us, it will be removed from our databases and mailings lists.
We implement a variety of security measures to maintain the safety of your personal information when you enter, submit or access your personal information.
Yes. Cookies are small files that a site or its service provider transfers to your computer hard drive through your Web browser (if you allow) that enables the sites’ or service providers’ systems to recognize your browser in order to capture and remember certain information.
Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.